{
    "MIEstimatedRateQuoteResponse": {
        "createdDatetime": "2026-07-01T09:30:15.0",
        "document": {
            "documentClassification": {
                "documentClasses": [
                    {
                        "documentType": "MIRateQuote"
                    }
                ]
            },
            "views": [
                {
                    "viewFiles": [
                        {
                            "foreignObject": {
                                "objectURL": "https://qa.miq.mgic.com/miq/service/quotepdf/XYZXYZ"
                            }
                        }
                    ]
                }
            ]
        },
        "loan": {
			 "loanIdentifiers": [
                {
                    "loanIdentifier": "12345",
                    "loanIdentifierType": "LenderLoan"
                },
                {
                    "loanIdentifier": "XYZXYZ",
                    "loanIdentifierType": "MIRateQuote"
                }
            ] 
        },
        "MIRateQuoteResponse": {
            "MICompanyNameType": "MGIC",
            "MICoveragePercent": 30,
            "MILenderIdentifier": "1234567890",
            "MIRateQuoteDisclaimerText": "This is a premium rate quote and not a commitment of insurance. A commitment of insurance is subject to approval according to the applicable underwriting guidelines.",
            "MIRateQuoteExpirationDate": "2026-10-01",
            "MIRateQuoteProducts": [
                {	"baseLoanAmount": 200000.00,
                    "MIDurationType": "PeriodicMonthly",
                    "MIPremiumRefundableType": "NotRefundable",
                    "MIPremiums": [
                        {
                            "MIPremiumCalculationType": "Constant",
                            "MIPremiumPayments": [
                                {
                                    "MIPremiumBlendedPaymentAndTaxAmount": 0.0,
                                    "MIPremiumBlendedPaymentAndTaxPercent": 0.0
                                }
                            ],
                            "MIPremiumPeriodType": "Upfront",
                            "MIPremiumRateDurationMonthsCount": 0,
                            "MIPremiumSequenceType": "First"
                        },
                          {
                            "MIPremiumCalculationType": "Constant",
                            "MIPremiumPayments": [
                                {
                                    "MIPremiumBlendedPaymentAndTaxAmount": 58.33,
                                    "MIPremiumBlendedPaymentAndTaxPercent": 0.35
                                }
                            ],
                            "MIPremiumPeriodType": "Renewal",
                            "MIPremiumRateDurationMonthsCount": 120,
                            "MIPremiumSequenceType": "Second"
                        },
                        {
                            "MIPremiumCalculationType": "Constant",
                            "MIPremiumPayments": [
                                {
                                    "MIPremiumBlendedPaymentAndTaxAmount": 33.33,
                                    "MIPremiumBlendedPaymentAndTaxPercent": 0.20
                                }
                            ],
                            "MIPremiumPeriodType": "Renewal",
                            "MIPremiumRateDurationMonthsCount": 240,
                            "MIPremiumSequenceType": "Third"
                        }
                        
                    ],
                    
                    "MIPremiumSourceType": "Borrower",
                    "MIRateFoundIndicator": true
                }
            ],
            "MITransactionIdentifier": "T123"
        },
        "MISMOReferenceModelIdentifier": "3.5.0B344-20180402",
        "statuses": [
            {
                "statusCode": "0",
                "statusDescription": "MI Rate Quote Response. If the data used to provide this premium rate quote changes, the rate, premium amount, and taxes may also change. ",
                "statusName": "Success"
            }
        ]
    }
}