<MESSAGE xmlns="http://www.mismo.org/residential/2009/schemas" xmlns:DU="http://www.datamodelextension.org/Schema/DU" xmlns:LPA="http://www.datamodelextension.org/Schema/LPA" xmlns:ULAD="http://www.datamodelextension.org/Schema/ULAD" xmlns:ilad="http://www.datamodelextension.org/Schema/ILAD" xmlns:USMI="http://www.datamodelextension.org/Schema/USMI" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" MISMOReferenceModelIdentifier="3.4.032420160128" xsi:schemaLocation="http://www.mismo.org/residential/2009/schemas MISMO_MI_V3_4_Schema_Wrapper_ILAD250.xsd">
	<ABOUT_VERSIONS>
		<ABOUT_VERSION>
			<CreatedDatetime>2026-08-31T13:30:18.539Z</CreatedDatetime>
		</ABOUT_VERSION>
	</ABOUT_VERSIONS>
	<DEAL_SETS>
		<DEAL_SET>
			<DEALS>
				<DEAL>
					<SERVICES>
						<SERVICE>
							<MI>
								<MI_APPLICATION_RESPONSE>
									<LOAN_IDENTIFIERS>
										<LOAN_IDENTIFIER>
											<LoanIdentifier>MIAPPSAMPLEFILE1</LoanIdentifier>
											<LoanIdentifierType>LenderLoan</LoanIdentifierType>
										</LOAN_IDENTIFIER>
									</LOAN_IDENTIFIERS>
									<MI_APPLICATION_RESPONSE_DETAIL>
										<MI_LTVPercent>94.33</MI_LTVPercent>
										<MIApplicationType>Delegated</MIApplicationType>
										<MICertificateExpirationDate>2026-12-01</MICertificateExpirationDate>
										<MICertificateIdentifier>61138030</MICertificateIdentifier>
										<MICompanyNameType>MGIC</MICompanyNameType>
										<MICoveragePercent>25</MICoveragePercent>
										<MIDecisionType>Approved</MIDecisionType>
										<MIDurationType>PeriodicMonthly</MIDurationType>
										<MIInitialPremiumAtClosingType>Deferred</MIInitialPremiumAtClosingType>
										<MILenderIdentifier>4846040534</MILenderIdentifier>
										<MIPremiumRefundableType>NotRefundable</MIPremiumRefundableType>
										<MIPremiumSourceType>Borrower</MIPremiumSourceType>
										<MIServiceType>MIApplication</MIServiceType>
										<MITransactionIdentifier>12345</MITransactionIdentifier>
										<EXTENSION>
											<MISMO>
												<MIPremiumFinancedAmount>0</MIPremiumFinancedAmount>
												<MIPremiumFinancedIndicator>false</MIPremiumFinancedIndicator>
											</MISMO>
										</EXTENSION>
									</MI_APPLICATION_RESPONSE_DETAIL>
									<MI_PREMIUMS>
										<MI_PREMIUM SequenceNumber="1">
											<MI_PREMIUM_DETAIL>
												<MIPremiumPeriodType>Upfront</MIPremiumPeriodType>
												<MIPremiumRateDurationMonthsCount>0</MIPremiumRateDurationMonthsCount>
												<MIPremiumRatePercent>0</MIPremiumRatePercent>
												<MIPremiumSequenceType>First</MIPremiumSequenceType>
											</MI_PREMIUM_DETAIL>
											<MI_PREMIUM_PAYMENTS>
												<MI_PREMIUM_PAYMENT>
													<MIPremiumActualPaymentAmount>0</MIPremiumActualPaymentAmount>
													<MIPremiumBlendedPaymentAndTaxAmount>0</MIPremiumBlendedPaymentAndTaxAmount>
													<MIPremiumBlendedPaymentAndTaxPercent>0</MIPremiumBlendedPaymentAndTaxPercent>
												</MI_PREMIUM_PAYMENT>
											</MI_PREMIUM_PAYMENTS>
										</MI_PREMIUM>
										<MI_PREMIUM SequenceNumber="2">
											<MI_PREMIUM_DETAIL>
												<MIPremiumCalculationType>Constant</MIPremiumCalculationType>
												<MIPremiumPeriodType>Renewal</MIPremiumPeriodType>
												<MIPremiumRateDurationMonthsCount>120</MIPremiumRateDurationMonthsCount>
												<MIPremiumRatePercent>0.17</MIPremiumRatePercent>
												<MIPremiumSequenceType>Second</MIPremiumSequenceType>
											</MI_PREMIUM_DETAIL>
											<MI_PREMIUM_PAYMENTS>
												<MI_PREMIUM_PAYMENT>
													<MIPremiumActualPaymentAmount>28.33</MIPremiumActualPaymentAmount>
													<MIPremiumBlendedPaymentAndTaxAmount>28.33</MIPremiumBlendedPaymentAndTaxAmount>
													<MIPremiumBlendedPaymentAndTaxPercent>0.17</MIPremiumBlendedPaymentAndTaxPercent>
												</MI_PREMIUM_PAYMENT>
											</MI_PREMIUM_PAYMENTS>
										</MI_PREMIUM>
										<MI_PREMIUM SequenceNumber="3">
											<MI_PREMIUM_DETAIL>
												<MIPremiumCalculationType>Constant</MIPremiumCalculationType>
												<MIPremiumPeriodType>Renewal</MIPremiumPeriodType>
												<MIPremiumRateDurationMonthsCount>240</MIPremiumRateDurationMonthsCount>
												<MIPremiumRatePercent>0.17</MIPremiumRatePercent>
												<MIPremiumSequenceType>Third</MIPremiumSequenceType>
											</MI_PREMIUM_DETAIL>
											<MI_PREMIUM_PAYMENTS>
												<MI_PREMIUM_PAYMENT>
													<MIPremiumActualPaymentAmount>28.33</MIPremiumActualPaymentAmount>
													<MIPremiumBlendedPaymentAndTaxAmount>28.33</MIPremiumBlendedPaymentAndTaxAmount>
													<MIPremiumBlendedPaymentAndTaxPercent>0.17</MIPremiumBlendedPaymentAndTaxPercent>
												</MI_PREMIUM_PAYMENT>
											</MI_PREMIUM_PAYMENTS>
										</MI_PREMIUM>
									</MI_PREMIUMS>
									<PARTIES>
										<PARTY>
											<LEGAL_ENTITY>
												<CONTACTS>
													<CONTACT>
														<CONTACT_POINTS>
															<CONTACT_POINT>
																<CONTACT_POINT_TELEPHONE>
																	<ContactPointTelephoneValue>8668749800</ContactPointTelephoneValue>
																</CONTACT_POINT_TELEPHONE>
																<CONTACT_POINT_DETAIL>
																	<ContactPointRoleType>Work</ContactPointRoleType>
																</CONTACT_POINT_DETAIL>
															</CONTACT_POINT>
														</CONTACT_POINTS>
														<NAME>
															<FullName>MGIC Electronic Refer Team</FullName>
														</NAME>
													</CONTACT>
												</CONTACTS>
												<LEGAL_ENTITY_DETAIL>
													<FullName>MGIC</FullName>
												</LEGAL_ENTITY_DETAIL>
											</LEGAL_ENTITY>
											<ADDRESSES>
												<ADDRESS>
													<AddressLineText>250 E. Kilbourn Avenue</AddressLineText>
													<CityName>Milwaukee</CityName>
													<PostalCode>53201</PostalCode>
													<StateCode>WI</StateCode>
												</ADDRESS>
											</ADDRESSES>
											<ROLES>
												<ROLE>
													<ROLE_DETAIL>
														<PartyRoleType>MICompany</PartyRoleType>
													</ROLE_DETAIL>
												</ROLE>
											</ROLES>
										</PARTY>
									</PARTIES>
								</MI_APPLICATION_RESPONSE>
							</MI>
							<STATUSES>
								<STATUS>
									<StatusCode>0</StatusCode>
									<StatusConditionDescription>Completed</StatusConditionDescription>
									<StatusDescription>Thank you for your order! See MGIC's state fraud warnings at mgic.com/warnings. Your reference number is: 28256679 - Certificate Number: 61138030. The premium rate on your loan has been updated. Your new Quote ID is 4Q7XLQR. If you have questions, please contact MGIC Customer Service 1-800-424-6442.</StatusDescription>
									<StatusName>Success</StatusName>
								</STATUS>
							</STATUSES>
						</SERVICE>
					</SERVICES>
				</DEAL>
			</DEALS>
		</DEAL_SET>
	</DEAL_SETS>
	<DOCUMENT_SETS>
		<DOCUMENT_SET>
			<DOCUMENTS>
				<DOCUMENT>
					<VIEWS>
						<VIEW>
							<VIEW_FILES>
								<VIEW_FILE>
									<FOREIGN_OBJECT>
										<EmbeddedContentXML></EmbeddedContentXML>										
										<CharacterEncodingSetType>UTF8</CharacterEncodingSetType>
										<MIMETypeIdentifier>application/pdf</MIMETypeIdentifier>
										<ObjectCreatedDatetime>2026-08-31T13:30:18.539Z</ObjectCreatedDatetime>
										<ObjectEncodingType>Base64</ObjectEncodingType>
										<ObjectName>61138030.20260831.133018.429000.pdf</ObjectName>
									</FOREIGN_OBJECT>
								</VIEW_FILE>
							</VIEW_FILES>
						</VIEW>
					</VIEWS>
					<DOCUMENT_CLASSIFICATION>
						<DOCUMENT_CLASSES>
							<DOCUMENT_CLASS>
								<DocumentType>MICertificate</DocumentType>
							</DOCUMENT_CLASS>
						</DOCUMENT_CLASSES>
					</DOCUMENT_CLASSIFICATION>
				</DOCUMENT>
			</DOCUMENTS>
		</DOCUMENT_SET>
	</DOCUMENT_SETS>
</MESSAGE>