iLAD 2.0 2026-07-01T10:01:31Z 15000.00 CheckingAccount Any Bank 35000.00 SavingsAccount Any Bank

123 Purchase Street Milwaukee Milwaukee 53202 WI

089 Detached false SiteBuilt 1 FeeSimple 212000.00 false false false 1992 PrimaryResidence false 12345 212000.00 2026-06-15 FullAppraisal FannieMaeCollateralUnderwriterRiskScore 1 212000.00 false 45.00 false false 104 Revolving 4700.00 ANY BANK false 125.00 false false 80 Installment 10000.00 ANY BANK 94.3396 94.3396 Fixed 360 Month 17283.20 2026-08-01 2026-06-01 200000.00 5229.50 2553.70 210000.00 17283.20 50000.00 2500.00 3565.10 2500.00 2500.00 StatedAndVerified StatedAndVerified StatedAndVerified F 1247.74 Proposed FirstMortgagePrincipalAndInterest 121.13 Proposed HomeownersInsurance 58.27 Proposed RealEstateTax 46.75 Proposed MIPremium 1473.89 2026-06-01 false false 2 false false false false false false false false false false MIAppSampleFile1 UniversalLoan MIAppSampleFile1 LenderLoan XYZXYZ MIRateQuote FICORiskScoreClassic04 770 94.3396 25.0000 LOS Name 2500.00 EarnestMoney 23.5822 26.3022 22.8342 25.5542 200000.00 FirstLien Purchase Conventional 200000.00 6.3750 12345 DesktopUnderwriter ApproveEligible false 12345 false Other LoanProductAdvisor FreddieMacEligible Accept false jhomeowner@email.com 1234567890 Home 1234567890 Mobile 1234567890 Work John John Homeowner Homeowner

123 Purchase Street Mailing Milwaukee US 53202 WI

1234 1 Jointly Married 2026-06-30 true Internet Education false Counseling 1234 Merge true Experian 2026-06-29 ExperianFairIsaac 780 01 Current balances on accounts 12 Length of revolving account history 10 Proportion of balance to high credit on bank revolving or all revolving accounts 14 Length of time accounts have been established 1234 Merge true TransUnion 2026-06-29 FICORiskScoreClassic04 770 003 Proportion of loan balances to loan amounts is too high 014 Length of time accounts have been established 012 Length of time revolving accounts have been established 1234 Merge true Equifax 2026-06-29 EquifaxBeacon5.0 760 00033 Proportion of loan balances to loan amounts is too high 00023 Number of bank or national revolving accounts with balances 00011 Amount owed on revolving accounts is too high 00010 Proportion of balances to credit limits is too high on bank revolving or other revolving accounts 6250.00 true Base false USCitizen No Yes false false false false false false false false false false false false 1234567890 Any Employer

456 Employer Road Milwaukee 53202 WI

false Primary Underwriter 2019-01-14 Current 84 false false false false false false false Internet Male White NotHispanicOrLatino 1300.00 Present Rent

123 Rental Place Apartment 123 Milwaukee Milwaukee 53202 WI

1300.00 Rent 18 Current Borrower 12345 SocialSecurityNumber 891111111 suehomeowner@email.com 1234567890 Home 1234567890 Mobile 1234567890 Work Sue Sue Homeowner Homeowner

123 Purchase Street Mailing Milwaukee US 53202 WI

1235 1 Jointly Married false Education false Counseling 1235 Merge true Experian 2026-06-29 ExperianFairIsaac 800 14 Length of time accounts have been established 03 Too few bank revolving accounts This factor has no description This factor has no description 1235 Merge true TransUnion 2026-06-29 FICORiskScoreClassic04 780 014 Length of time accounts have been established 001 Amount owed on accounts too high 012 Length of time revolving accounts have been established 028 Number of established accounts 1235 Merge true Equifax 2026-06-29 EquifaxBeacon5.0 760 00028 Number of established accounts 00012 Length of time revolving accounts have been established 00014 Length of time accounts have been established 00000 No adverse factor false USCitizen No Yes false false false false false false false false false false false false false false false false false false Internet Female White NotHispanicOrLatino

123 Rental Place Apartment 1 Milwaukee Milwaukee 53202 WI

1300.00 Rent 18 Current Borrower SocialSecurityNumber 891111112 ABC Mortgage

123 Mortgage Lane Milwaukee 53202 WI

Private 12345 LoanOriginationCompany loanofficer@abcmortgage.com 1234567890 FirstName LastName Private 12345 LoanOriginator Housing Agency Full Name HousingCounselingAgency Appraiser Full Name ABC Appraisal Services 12345 WI Appraiser loanofficer@abcmortgage.com 1234567890 Lender Contact Full Name Lender Full Name Lender Submitting Party Full Name SubmittingParty loanofficer@abcmortgage.com Lender Contact Full Name PDF File ReturnTo

123 ADDRESS STREET GARDEN GROVE 92843 CA

8001234567 Credit Provider Full Name Delegated 4846040534 MIApplication 12345 OriginalRequest MGIC StandardPrimary false false false Certified Manual false 25 PeriodicMonthly Deferred Constant false NotRefundable Borrower